Tuesday, 21 November 2017

7 Gift Items every lady expects from her man

Every lady is special and wants to be treated as such by her man. One of the main ways a man can prove to his lady that she is truly special to him is by understanding her love language. For ladies whose love language is gifting, finding the appropriate gift that sends the right message and shows how much a man cares can be tricky, however with the list, you can have a sense of what you can get for your lady to prove how much you care.


















1. A Set of Skin Care Products
It goes without saying that every woman wants to look good at all times. You can key into this and get her a set of skin care products that will enhance how good she looks. It is important though to understand her skin type and which product will work well for her.



2. Shoes
Shoes are very important to ladies, while the level to which ladies love shoes differ, it is known that ladies don’t joke with shoes. Do your research well and know what type of shoes she likes. You can almost never go wrong with shoes as she will find them useful and cherish them as gift items. Don’t forget to remember her shoe size.






3. Dinner Dates
Women are affectionate and emotional beings, who value loving gestures and actions. Dinner dates are a good way to show your lady she means the world to you. The beauty of dinner dates is the variety to it that leave lady smiling and in tears. You can have a date at home of homemade meal that you prepared for her, you can also take her out on a fancy candlelight dinner, or just take her to that restaurant she likes a lot and has been going on and on about.







4. Beauty Products
Take a good look at her makeup kit and notice that item she cherishes and doesn’t joke with, and you can get it for her. You can also get her that new MAC lipstick or the powder from Iman that she craves. Getting her a gift of her favorite beauty products goes a long way in showing that you pay attention to issues that concern her and you care about seemingly trivial needs.










5. Books
Is your lady a bookworm and loves reading? You can score points for getting her books from her favorite authors. You can also get her latest books from her favorite authors. That will send the right message that you care about her enough to do your research about what she likes. Take a walk to the bookshop and find books in areas that she is fascinated about and get them for her.








6. Perfumes and Body Oils
In addition to looking good, ladies love to smell good as it makes them feel good about themselves. Get her a bottle of her favorite perfume or a bottle of that perfume she wants to get. You can even get her a whole kit of perfumes, body oils, and body sprays. Every time she uses them, she remembers your loving gesture.






7. Jewelry
From the beginning of time, ladies and jewelry have been known as inseparable, whilst some ladies prefer fancy and shiny jewelry, other prefer subtle and less shiny items. You can get your lady a piece of that she will adore. It can be a ring, a necklace, bracelet, anklet, waist chain or custom made tiara. Jewelry is known to make women feel special and unique, you can’t go wrong if you get her a piece of jewelry she fancies.








The list goes on and on, however, it is important that you get a gift for your lady that corresponds with what she likes and cares about.





Sunday, 19 November 2017

How To Identify  A Fradulent  Online  Store





The internet remains the greatest invention of the 21st Century, its importance and impact on the world cannot be overestimated. From every aspect of human interaction and relationship, the internet has made a mark across all spectrum of human life. Financially, publicly, and even politically, the Internet continues impact nations, communities, institutions, and individuals. The result of this can be seen in the birth of new ideas like e-governance, e-learning, e-banking, and of course, e-commerce, among others. The financial world is also not left out of the drastic changes the internet has brought, the immediate sign of this impact is the rising number of businesses are going online across the world, resulting in the new term e-commerce. The Internet value chain, estimated to worth $5.8t, has brought with it a lot of opportunities in all spheres of life. The E-commerce subsector is reported worth N3.05trn as more and more Nigerians are embracing online shopping systems to procure goods, services, and products. However, this comes with a challenge: the rise of fraudsters who pose as legitimate online stores and fleece unsuspecting individuals of their hard earned cash. Today I will show you tips on how to identify a fraudulent online store.








1. Insecure Internet Connection: When you open a website, especially an e-commerce website, the first thing you should look out for is the security of the connection. This can be done by checking the URL of the website, does it begin with HTTPS? If the website doesn’t, there is a high chance the website is fraudulent and you should be on guard immediately. You can also ascertain the validity of the website by checking the check out page of the website, check to see if it has HTTPS in the address bar. Some websites have a locked padlocked icon to show that the connection is secure.




2. Be On the Lookout for signs of cloning: Online fraudsters have gone a step further in luring unsuspected individuals into their clutches by cloning and copying authentic websites. Fraudsters copy every aspect of the original website hence making people believe they are on the original website. One common method is to tweak the domain name to look like the original website’s domain name. For example, Jumia could be tweaked with the nefarious domain name Jumia123, the logos and layout of the original site is then copied. However, regardless of how hard they try, it is almost impossible to clone a website completely, hence be on the lookout for signs of cloning on a website. Pay attention to the language used, the product description and quality of the images.



3. Unsafe Payment Methods: It is also important that you pay attention to the payment method used by an e-commerce website you want to patronize. The globally accepted methods of payments on e-commerce websites include Credit card, debit card, internet banking, Paypal and cash on delivery. These methods are quite traceable as such you are assured that with a little digging you can know the person who owns and runs the store. Fraudulent stores, on the other hand, make use of untraceable methods of payment, such methods include Direct Bank deposit, Moneygram, Money Order etc. If you about to patronize an e-commerce website and the website makes use of such untraceable methods, there is a high chance the website is fraudulent.




4. Vague Return Policy: A company’s return policy is one that speaks loads of how the firm runs its business. Credible stores will have a return policy that is easily understandable and easy to grasp for the average person. If you visit a website and you find the return policy vague and ambiguous, try getting across to the owners, if you also find the policy vague even after the owners tried to explain it. You can be certain the website is nefarious and it will be a good idea to desist from shopping there.




5. Poor Reviews: Reviews are not advertisements, they are opinions of individuals who have made used of the brand and service in question and as such in a better position to give much-needed direction to people who need to use the service. If you decide to do a little research on the website you want to patronize and you find the reviews you found are generally poor. You can be sure that the website is shady. You can also check out trusted reviews sites like Optima Reviews to see if you can get information about such websites.




6. Trust your guts: So you are on a website and you are there to shop and you have a gut feeling that the site you are on is fraudulent, worst of all, you can’t seem to shake this feeling. It will be best to listen to guts and leave the website. There is probably something your instincts are trying to tell you and it’s better to err on the side of caution than lose hard earned cash.






No matter how cheap a product looks, how attractive it looks likes or how much you want to have it, it is important that you adopt the tips listed here to avoid being fleeced by online fraudsters. Happy shopping!!!

Wednesday, 15 November 2017

Five Tips on shopping within your budget.
Everybody wants to get a good deal which won’t cost an arm and will be cost-effective, however shopping within your budget while it seems like an easy feat to accomplish can turn out to be a herculean task if not properly managed. Practice these tips on shopping within your budget and you will be the cynosure of your friends, family members, and relatives who will always wonder how you always get the right deals.




1. Compare prices from two or three sources to get a good understanding of the market forces and how it relates to the products you want to buy.




2. Shop with a list: It is important that before venturing to the mall you have a set of items you want to get and you have them written. This way, you will be less prone to impulse buying. The list will also make you more immune to the sweet words of salesmen who want to get you to buy what you don’t need.




3. Consider the time and cost it will take you to purchase that which you seek to buy: Even if a store is selling the shoe you like at a discount, however, the store is all the way across time. Take into consideration the time you will spend to make the sale and the extra amount on transportation. There is a high chance that the addition of both to the discounted price will cost more than you expected.



4. Endeavor you shop alone. Studies have revealed that for both genders, shoppers tend to buy more than they need when they shop in groups. The reason for this is not far fetched, it is easier to be convinced by a friend or loved one to make a purchase than by a stranger. To forestall this, ensure you shop alone. That way you can reduce the chance of buying what you don’t need and save more money for more important things.




5. Don’t shop when you are not emotionally balanced: This means that don’t shop when you are tired, bored, sad, lonely, depressed or in any other mental state that you are not sure you are totally logical and reasonable. Furthermore, don’t shop when you are overjoyed or exhilarated. Else you will find out that you ordered for the largest TV in the store after you received the news of your promotion at work, only to discover that you don’t need the TV right now.




Shopping is fun when done right and when you don’t break the bank to get what you want. If you follow the steps listed, you will find out that you are on your way to becoming a millionaire.